June 28, 2022 - Independent Living
Which Retirement Lifestyle is Right For You: Retirement Communities or Independent Living?
If you’re coming up on retirement, this is an exciting time for you. Finally, you can see the pot of gold! Only in this case, the “gold” is the opportunity to choose the retirement lifestyle you want and are ready to fully enjoy. If you’re trying to decide between 55+ retirement communities and independent living, we at Peregrine have some insights to share with you.
The Right Retirement Lifestyle For You.
• Retirement communities. Some seniors are not interested in the extra services that come with senior living. They prefer to opt for life in an active adult community, also known as a 55+ retirement community. These communities may or may not have age restrictions but they are geared toward the older adult. There may be a few amenities in the neighborhood, such as a swimming pool, tennis court, clubhouse or outdoor patio. However, this retirement lifestyle does not offer the extensive list of amenities found in independent senior living.
Many people residing in this retirement lifestyle are bound by the requirements of a homeowners association (HOA) and pay a monthly or annual fee.
What draws people: The opportunity to downsize to a smaller home and live around others of the same age range, with a friendly, neighborhood ambiance.
Services: Often these communities provide maintenance of the building, homes and grounds.
Who fits this retirement lifestyle: Someone who still enjoys tinkering around the house and yard, handling small repairs or overseeing the work. For some, living in this type of community gives them a sense of independence because they are in control of most things related to their home.
•Independent living communities offer a variety of services and amenities designed to support older adults as they enjoy an active lifestyle. These seniors do not need assistance with daily activities or skilled nursing, but are active, mobile and desire convenience, less responsibility, senior-friendly surroundings and increased social opportunities. Housing can include cottages, apartments and studios that residents rent, purchase or lease with the addition of a one-time entrance fee or community fee. A full staff is available to oversee services and help ensure that each resident is getting the most out of life.
Amenities and programs distinguish the independent living retirement lifestyle. For example, on-site amenities may include a library, multiple dining venues, swimming pool and fitness center, movie theater, spa, barber shop and salon, wellness center, concierge, pub, outdoor patio(s) for dining or special events, a chapel and more. A vibrant activities calendar offers multiple ways to stay entertained and engaged.
What draws people: A desire for a more carefree retirement lifestyle that offers opportunities for discovery, personal growth, wellness, and peace of mind. A feeling of belonging in a community filled with new friends. The reassurance of a helping hand when needed, as well as seamless access to health care.
Services: Transportation, laundry, housekeeping, landscaping and maintenance, security, meals, outings, programs and activities. Additional services include continuous health and wellness monitoring, with higher levels of care available.
Who fits this retirement lifestyle: A person who defines independence as freedom from home upkeep and responsibilities of the past and appreciates that someone else is handling the details of everyday life. Seniors who are active and engaged and are looking for new avenues of enjoyment and expression, while wanting the security of a plan for the future.
What do you want your retirement lifestyle to look like?
With more options to choose from than ever, it’s a good idea to explore what’s out there while making up your mind. Research online, ask friends and neighbors, visit communities and think about which retirement lifestyle appeals most to you. It’s your future: make the most of it!